Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Your Team & Role: MUFG is seeking a Vice President, Real Estate Credit Management to join their Oceania team, supporting a growing pipeline of real estate activities across Australia and New Zealand. This is a rare opportunity to play a pivotal role in the front office credit management function, partnering closely with Origination, Coverage, Credit, and Product teams as part of the Bank’s ambitious growth plans. In this role, you will: Play a key role in managing and overseeing large-scale real estate exposures across multiple asset classes in Australia and New Zealand. Support the growth of the structured real estate business by providing strong credit oversight, commercial judgement, and proactive risk management. Work closely with a wide range of internal and external stakeholders including origination teams, credit partners, product teams, clients, project consultants, builders, and other advisers. Join a globally recognised organisation offering flexible working arrangements, a collaborative culture and strong support for professional growth. What you'll do: As Vice President, Real Estate Credit Management, you will be responsible for the active portfolio management and construction monitoring of the Bank’s real estate exposures, while supporting origination activity and maintaining robust governance standards. Key responsibilities include: Oversee the bank’s construction-related real estate exposures across Australia and New Zealand by actively managing portfolios covering living, office, logistics, and mixed-use developments. Support ongoing credit and risk management of the real estate portfolio with particular focus on development and construction exposures to ensure early identification of emerging risks. Assess borrower performance, project viability, and evolving market conditions to provide insightful commentary and reporting for senior management and credit stakeholders. Lead or support periodic portfolio reviews by monitoring key risk indicators such as credit limits, borrower risk ratings, covenant compliance, and emerging trends within the sector. Drive continuous improvement initiatives across the portfolio by standardising processes, enhancing efficiency, and refining policies in line with organisational objectives. Provide active oversight of construction projects by reviewing Quantity Surveyor reports, analysing project budgets and cost-to-complete assessments, and tracking construction progress updates. Represent the bank at Project Control Group meetings and other relevant forums to monitor key milestones including drawdowns, pre-sales or leasing activity, and completion timelines. Identify emerging risks related to cost overruns, delays, contractor performance or market conditions; escalate issues appropriately while developing practical mitigation strategies. Take an active role in stabilising and managing challenged or stressed projects, working with borrowers and internal stakeholders to drive outcomes through to completion. Work closely with borrowers and project managers to ensure alignment with financing structures while taking an active role in managing projects experiencing stress or delays. Undertake additional responsibilities as required in accordance with internal policies to support the broader real estate business. Provide guidance and mentorship to junior team members, supporting capability development and high standards of analysis and reporting. What you bring: To succeed in this role, you will bring deep hands-on experience from either banking or property sectors where you have managed complex portfolios involving large-scale developments. You are comfortable operating in a front‑office environment and engaging confidently with both internal and external stakeholders. Key experience and capabilities include: 5-10 years’ experience in portfolio management, development project management or real estate finance portfolio management within building companies or financial institutions is highly desirable for this position. Experience working with institutional real estate sponsors on large-scale development projects will be considered favourably due to the complexity of assignments involved. A background in Quantity Surveying or project management combined with construction monitoring or development finance experience is highly advantageous for this role. A degree in Property, Construction Management, Finance or a related discipline is essential to ensure foundational knowledge relevant to the responsibilities outlined. Solid understanding of construction processes including budgets, cost-to-complete analysis and development risk assessment is required for effective oversight. Proven experience in real estate development finance with preference given to those familiar with portfolio management or credit risk within banking or institutional lending environments. Demonstrated ability to review QS reports thoroughly alongside understanding construction drawdown processes and PCG governance frameworks is important for success. Capability to identify emerging project risks quickly while developing practical mitigation strategies that protect stakeholder interests is crucial for this position. Experience managing challenged or stressed development projects through stabilisation or completion phases will set you apart from other candidates. Strong stakeholder management skills are necessary along with excellent written and verbal communication abilities to engage effectively at all levels. Our culture: MUFG fosters a highly professional, supportive work environment that enables our employees to help maximize our customers' prosperity. We focus on building long-term customer relationships and giving back to our communities in order to develop shared and sustainable growth for a better world. Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
