Description Who We Are At Pepper Money, we’re dedicated to helping people succeed—whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options. The Role As a Senior Controls Assurance Analyst, you’ll support the delivery of Pepper Money’s Controls Assurance program by assessing the design and effectiveness of key business controls. Partnering closely with the Senior Manager - Controls Assurance and stakeholders across the business, you’ll identify risks, recommend improvements and help strengthen our overall control environment. You’ll lead end‑to‑end assurance reviews, contribute to strategic risk initiatives, and play an active role in fostering a strong and practical risk culture aligned with Pepper Money’s values. Leading control assurance engagements from planning through to testing, reporting and follow‑up, in line with the Annual Assurance Plan Assessing the design and operating effectiveness of controls using agreed control testing methodologies Identifying control gaps, emerging risks and opportunities for improvement, and working with stakeholders to agree practical remediation actions Preparing clear, timely and insightful assurance reports, presentations and analysis for business leaders Maintaining accurate assurance documentation, testing evidence and issue tracking within the GRC system Ensuring risk profiles and control ratings are updated to reflect assurance outcomes and remediation progress Building strong, collaborative relationships with business partners and the broader risk and operational risk teams Contributing to broader risk and compliance strategic initiatives across Pepper Money About you You’re an assurance or audit professional with a solid background in banking or financial services, who enjoys working closely with the business to improve risk outcomes. You bring sound judgement, attention to detail and a structured approach to control testing and reporting. You’re confident engaging with stakeholders, communicating clearly, and providing practical, well‑reasoned recommendations that support continuous improvement and regulatory expectations. 2–5 years’ experience performing audits and/or assurance reviews 2–3 years’ experience within banking or financial services Hands‑on experience across the full assurance lifecycle, including planning, control testing, reporting and follow‑up A solid understanding of risk management, control frameworks and relevant regulatory obligations Strong written and verbal communication skills, with the ability to influence and engage stakeholders A bachelor’s degree in business, finance, commerce, law, accounting, IT or a related discipline Professional qualifications such as CA, CPA or CISA (highly regarded) At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do: Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary. Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable. Real: We keep it honest and respect everyone, building genuine connections. Our Benefits At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone: Development: a full suite of development opportunities and a great team to learn from Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet! Referral Bonus: Earn $2000 for referring great people. If this role sounds like it’s for you and you have experience in tackling some of the day-to-day tasks, we want to hear from you. For more information on Pepper visit www.peppermoney.com.au . Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.
