A rare chance for an experienced underwriter to own their credit decisions and thrive in a people focused team Your new company Join a well established customer owned bank known for genuinely caring about its people, its members, and the quality of its lending decisions. With a collaborative culture, strong values, and an open door environment, this is an organisation where experienced credit professionals can make a meaningful impact. Your new role As a Credit Underwriter, you will assess residential mortgage applications across direct and broker channels with a strong focus on manual credit decisioning. In this role you will: Complete full credit assessments for mortgage applications Analyse deals manually without relying on system auto decisions Call brokers to clarify information and resolve scenarios quickly Apply policy, use judgement and make confident decisions within delegation Contribute to a consistent, collaborative and high trust team environment What you'll need to succeed Strong experience in residential mortgage credit assessment Proven manual credit decisioning skills Confident engaging with brokers by phone Strong attention to detail and consistent quality Team focused, down to earth, and open to feedback What you'll get in return Competitive salary package with bonus potential Work from home 3 days a week Supportive leaders who offer clear guidance and development Administrative support so you can focus on pure credit assessment A collaborative, people focused culture with regular social and learning activities A stable, values driven organisation experiencing strong growth What you need to do now If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV. If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career. 2983345