This is a Loans Assesor (Secured) role with Teachers Mutual Bank Limited based in Sydney, NSW, AU Teachers Mutual Bank Limited Role Seniority - mid level More about the Loans Assesor (Secured) role at Teachers Mutual Bank Limited Join our dynamic Credit Operations Team as a full time Loans Assessor (Secured). You will be responsible for providing professional lending services for all secured credit submissions received via our retail and third-party distribution network including credit cards within set time frames. You will undertake a detailed credit analysis before the granting of credit, based on credit information provided by a borrower to meet their requirements and objectives. What’s on offer Flexible (Hybrid) working hours Rostered days off each month Join our established team of assessors 17.5 % holiday loading generous personal leave entitlements Extensive internal & external development opportunities Extra superannuation contributions as part of pre-tax salary paid parental leave Key Responsibilities Make accurate and compliant credit decision in line with all current regulatory and government legislation, the Bank's Credit Risk Policy Framework and principles within the Delegated Lending Authority (DLA) reflecting the philosophy and values of Teachers Mutual Bank Provide professional levels of representation for the Bank at all times following corporate standards to our members, internal departments and third parties Strong Stakeholder engagement providing feedback and coaching to 1st party sales bankers Issue credit documentation, while approvals ensure statutory and compliance requirements are adhered. Check credit related documentation required to support and settle credit applications for accuracy and compliance Follow up outstanding action items and documents to ensure credit applications are enforceable and accurate at the time of funding. Instruct internal and external parties to prepare and issue enforceable and accurate credit contracts and related documents About You You are an analytical professional with a proven ability to build relationships with stakeholders with attention to detail as well as having: Strong proven experience in credit underwriting and holding a delegation authority for secured lending. Strong knowledge and understanding of the National Consumer Credit Protection Act and EFT Code of Conduct - highly regarded Knowledge and proficient use of Microsoft applications in particular – Excel and Word High level analytical and decision-making skills required Experience in Apply Online Tool is preferable FSR Tier 2 Accreditation (highly regarded) About Us Teachers Mutual Bank Limited is one of the largest mutual banks in Australia. We are a globally recognised socially responsible bank with profit-for-purpose as our business model and philosophy. At our Bank, social responsibility is built-in, not bolted on and drives our business practices, people, and products. We are proud to serve some of Australia’s essential workers in education, emergency services and healthcare. We believe they deserve a bank that does good for their community. We have been named one of the World’s Most Ethical Companies for ten years in a row and are a Certified B Corp Bank. Our employees embrace our organisation’s values of passion, advocacy, and sustainability, and contribute to a diverse and inclusive workplace culture founded on mutual respect, equality, and a focus on striving to deliver exceptional member service. How to apply Please click the APPLY button and follow the prompts. For a confidential conversation, please contact talent@tmbl.com.au We work under a hybrid working model to provide flexibility in the workplace. For more information about working conditions as well as our employee value proposition, please visit the careers page on our website at www.tmbank.com.au or find us on LinkedIn! Teachers Mutual Bank Ltd may conduct a background or reference check (or both) as part of the recruitment process. By applying you agree to cooperate fully in those procedures and understand that an offer is subject to the satisfactory outcome of those checks, at the discretion of Teachers Mutual Bank Ltd. Before we jump into the responsibilities of the role. No matter what you come in knowing, you’ll be learning new things all the time and the Teachers Mutual Bank Limited team will be there to support your growth. Please consider applying even if you don't meet 100% of what’s outlined Key Responsibilities ✅ Making credit decisions Engaging stakeholders Issuing credit documentation Key Strengths Credit underwriting Regulatory knowledge Analytical skills ️ Microsoft applications ️ Apply Online Tool FSR Tier 2 Accreditation A Final Note: This is a role with Teachers Mutual Bank Limited not with Hatch.
