About the Company This leading non-bank lender is one of Australia’s largest providers in the sector, recognised for its innovative suite of products and customer-focused solutions. With a strong market presence and a commitment to growth, the organisation continues to evolve its offering to meet the needs of a dynamic market. About the Role Reporting in to the Senior Credit Manager, this newly created Senior Credit Officer / Analyst role will be responsible for assessing complex loan applications in a broker led non bank environment. This role forms part of a brand new credit team, within an existing and established business structure. You will have the benefit of working with experienced business leaders, in an established brand, but with greenfield career opportunities. Key responsibilities include: Conduct end-to-end assessment of complex real estate, SMSF, and commercial loan applications, ensuring accurate evaluation of financials, security, and serviceability while preparing clear credit recommendations. Apply credit policy, responsible lending obligations, and risk frameworks to ensure compliance, high-quality documentation, and alignment with delegated authority. Identify and escalate risks, policy exceptions, incomplete information, and potential fraud indicators in a timely and appropriate manner. Manage application workflow efficiently from submission to decision, meeting turnaround times and supporting strong service and settlement outcomes. Collaborate effectively with internal teams and distribution partners, maintaining clear communication, contributing to team performance, and operating successfully in a fast-paced environment. What You Bring to the Role Ideal candidates will have: 3 – 5 years experience in Credit a non bank lending environment, assessing and making decision on Credit applications that include “self employed” and complex lending applications. You have a “can do” attitude, are a team player and have a willingness to learn. You have strong technical skills, including sound ability to judge Credit risk, and a great working knowledge of the Australian mortgages sector. What’s in It for You Rare opportunity to join a new credit team in a senior credit officer / analyst role Work with a respected organisation with a strong reputation in the industry Competitive salary and benefits package Career progression and professional development opportunities For a confidential conversation about this role call Patrick Fisher on 0435 748546