Commercial Credit Manager An opportunity exists for an experienced Commercial Credit Underwriter or Manager to step into a role that offers real influence and variety across a growing lending portfolio for an Australian digital bank. This role is ideal for someone who wants to stay close to deals, partner with the business and play a genuine role in shaping outcomes. It also presents an opportunity for a senior commercial underwriter to step up into a leadership role. The role: End-to-end ownership of commercial credit decisioning across a range of transactions up to $5m in exposure Leading and developing a small credit team, ensuring strong output and consistency Working closely with BDMs, brokers and internal teams to structure and progress deals Ongoing oversight of portfolio quality, including reviews and risk management What's in it for you?! Genuine delegation and trust to make decisions A business in growth mode where credit has a seat at the table Exposure to a broad mix of deals, including more complex scenarios such as SMSF lending A collaborative environment with a fantastic team culture Hybrid working About You: Strong experience in commercial underwriting within banking or non-bank lending Exposure to more complex or non-standard transactions, especially SMSF Ability to balance risk with commercial outcomes You are a team player with a growth mindset For a confidential discussion, reach out to Anita O'Connor at