Job Description The Role As an AML/CTF Analyst, you will play a critical role in supporting the Group’s compliance with the Anti‑Money Laundering and Counter‑Terrorism Financing (AML/CTF) Act. You will undertake specialist financial crime activities including transaction monitoring, sanctions and PEP screening, enhanced customer due diligence and suspicious matter reporting. You will apply risk‑based judgement to complex and higher‑risk matters, provide AML/CTF expertise to frontline teams and internal stakeholders, and contribute to the ongoing effectiveness of the Group’s ML/TF risk management framework. This role also supports engagement with external stakeholders, including law enforcement and regulatory bodies. In this role you will: Conduct transaction monitoring and investigate potential ML/TF activity using a range of investigative techniques; Manage KYC, due diligence and enhanced due diligence obligations in accordance with the AML/CTF Act and internal procedures; Prepare and submit regulatory reports, including Suspicious Matter Reports (SMRs) and Threshold Transaction Reports (TTRs), applying sound professional judgement; Perform enhanced customer due diligence on higher risk customers and complex onboarding and offboarding matters; Maintain accurate and detailed investigation records, including evidence collection and preservation where required; Support the development, testing and improvement of transaction monitoring rules, typologies and AML/CTF controls; Assist with ML/TF and proliferation financing risk assessments and incorporate outcomes into systems and processes; Keep up to date with emerging ML/TF trends, typologies and regulatory changes, contributing insights to continuous improvement initiatives; Provide guidance and coaching to frontline staff on identifying and reporting suspected ML/TF activity; Assist in the development and delivery of AML/CTF training and awareness initiatives across the organisation; Support the ongoing maintenance of AML/CTF policies, procedures and related materials; Prepare reporting and provide advice on AML/CTF matters to senior management, Risk Committees and Board Committees; Manage and respond to information requests from law enforcement and other external agencies in line with legal and privacy obligations; Collaborate with internal stakeholders, including Technology, Risk and Operations teams to enhance AML/CTF systems and processes.
