Description Create your best future and join the Consumers NSW team in Sydney What’s the role? As a Senior Associate, Credit Analyst in the Consumer & services team , you’ll take ownership of credit analysis and portfolio management for a group of corporate customers across the Consumer and Services industry sectors. You’ll work on complex transactions, with high deal flows, balancing strong commercial solutions with disciplined risk management. You’ll make an impact by applying strong credit judgement and industry insight to directly influence sustainable lending decisions and customer outcomes. This is a permanent Sydney‑based role within Westpac Institutional Bank . What do I need? This role suits someone with strong analytical skills, a risk mindset, and the confidence to engage with senior stakeholders. Here’s what will help you succeed: Experience in corporate / institutional banking, credit analysis, or structured finance Proven ability to write credit submissions including good quality risk analysis and financial forecasting, be able to present and navigate submissions through WIB’s risk management decision process with a focus on delivering safely and acting upon well-understood risks and tailored solutions. A collaborative and deep sense of ‘ owning it ’ with a commitment to continuous improvement, balance sheet and equity growth whilst tempered with the right risk appetite. Strong attention to detail and ability to manage competing priorities. Commercial acumen and interest in consumer and services sectors Excellent communication skills, a strong presence, with the ability to make a positive impact in everyday interactions that drive strong client advocacy . A strong working knowledge of Microsoft Excel will be an advantage. Why join us? We’re obsessed with becoming our customers' 1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: You’ll collaborate in the office 3 days a week (Tues to Thurs) work as a part of close team of 6, supporting 70 customers with a focus on cash flow lending on Pubs/ Hospitality, Automotive, Professional services, Media, Retail and Food & Beverage sectors Ongoing special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! Continued flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. Tailored learning and development opportunities to help you grow your career within the bank. Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website . We’re all about helping our people grow and succeed. Whether you’re a current employee, trainee, or intern, we’re committed to your career development Check out our FAQs and internal support resources here.