Description If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even more positive and powerful for the future. Help people create their tomorrow, while you create yours We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help people see and make more of their financial potential, so that they can create their tomorrow. And we’ve been doing it for over 170 years. If we do our job well, we genuinely add to the prosperity of our country and its people. How you’ll make an impact The Lead Product Manager supports the Product Lead, Everyday Banking and Overdrafts, to drive the growth, uptake and active usage of AMP Bank’s deposit, transaction, overdraft and offset products across both the L&E and GO divisions. The role is responsible for defining, optimising and managing product design and pricing to balance customer value and shareholder outcomes. This includes ensuring that savings, transaction (including offset) and overdraft products are aligned to the broader Customer Value Proposition (CVP), appeal to target customer segments, and deliver sustainable funding through strong customer adoption and engagement. You’ll make an impact by: Align product strategy to customer value by partnering with the Product Lead to ensure deposit, transaction and overdraft products are optimised for target segments (SMSF, commercial, mini‑business, intermediaries and retail) and aligned to the broader CVP. Drive customer engagement and relationship longevity by increasing account usage and feature adoption to grow balances and deepen primary banking relationships. Maximise financial performance and returns through active management of overdraft facilities, pricing, fees, limits and product mix to optimise revenue, ROC, P&L and balance sheet outcomes. Deliver disciplined financial and risk outcomes by forecasting and realising benefits across financial, non‑financial and credit metrics, while ensuring compliance with risk appetite and regulatory obligations. Enable customer and operational excellence through customer‑led product design, robust performance analysis and close collaboration with Marketing, Operations and Customer teams to execute high‑quality product initiatives. What you will bring to the team 5 plus years’ experience in banking or financial services product management, with strong commercial accountability across deposit, transaction or lending products. Demonstrated pricing and commercial optimisation expertise, including margin management, cost optimisation, balance sheet efficiency and return on capital (ROC). Proven experience simplifying and rationalising product portfolios to reduce complexity, manage costs and improve customer and financial outcomes. Highly analytical and data‑driven, with the ability to generate insights, build forecasts and automate reporting to inform pricing, investment and performance decisions. Strong stakeholder influence and decision‑making capability, able to work autonomously and partner effectively across Product, Finance, Risk, Operations and Marketing. Proactive, decisive and delivery‑focused, able to anticipate issues, prioritise effectively and drive outcomes within agreed timeframes, supported by advanced Excel capability. You’ll thrive here if… If you can adapt from BAU to the ambiguous with ease, you’ll do well here. Change is never easy, so bring your commitment, grit and growth mindset. Because we run lean, you’ll be expected to jump in and deliver across a variety of areas. Meaning, you’ll be closer to the action and executive decisions that influence where we go next. If you’re someone that can hold their own, you’ll find AMP quite liberating. Why we think you’ll love working at AMP Doing what we’ve always done is not an option, so your clever ideas will get airtime here. You’ll be encouraged to speak up and try new things. If they don’t work, we move on – better for it. We know there’s no one way of doing things. So, you won’t have to sacrifice who you are or how you work to fit in here. We’re inclusive and flexible in many of the ways you’d expect. And in some of the ways you wouldn’t. As long as your health and wellbeing come first - at home and at work. In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you’ll find moments to connect, feel valued and do meaningful work. Whether it’s through our first-class leaders who are invested in you and your success. Through year-round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have. We believe in the power of inclusion and diversity We’re dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged, but also leads to better connections with our customers. We're your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process. We're also committed to enhancing employment opportunities for Aboriginal and Torres Strait Islander people, so we enthusiastically encourage candidates from these backgrounds to apply and explore our Reconciliation Plan on our website. Ready to create your tomorrow? If you’re someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, through a series of career-defining moments, create your own tomorrow. Don’t procrastinate! We review applications when we get them, and if we discover the ideal candidate, we may close the role earlier than the advertised close date. Looking forward to meeting you.
