We are seeking an experienced Test Lead with strong expertise in card payments and card lifecycle processes. In this role, you will ensure the quality, compliance, and seamless performance of card-based products and systems through end-to-end testing activities. This position is ideal for someone with deep domain experience in cards issuing, personalization, transactions, and payment scheme certification. Key Responsibilities Lead and execute functional, system integration, performance, and UAT testing for card products and related platforms Validate all stages of the customer and card lifecycle, including issuance, transactions, fraud checks, chargebacks, statements, rewards, and closure Conduct detailed testing of ISO8583 message flows Perform payment scheme certification testing Manage defect triage, communication, and resolution with cross-functional teams Work closely with development, business, and QA teams to define scope and ensure alignment Prepare and execute test cases using test management tools Perform backend validations using SQL / PL SQL Work with simulators, API testing tools, and Unix environments Contribute to test documentation, reporting, and client support activities Skills & Experience Must-Have Strong experience in card issuing and acquiring platforms Deep understanding of customer onboarding, card lifecycle management, collections, fees, fraud, rewards, reporting, and payments Hands-on experience with ISO8583, multi-currency processing, and account structures Knowledge of chip data, track data, PIN management, and authorisation flows Experience with credit, debit, and prepaid card products Proven experience with certification testing for major payment schemes Proficiency with SQL/PL SQL, JIRA/Confluence, API testing tools, Unix Excellent communication and stakeholder management skills Qualifications Bachelor's degree in Computer Science, Information Technology, or a related field 8 years of experience in the payments industry focused on card systems Strong written and spoken English skills Willingness to travel for client engagements Flexibility to work outside standard business hours when required Ability to work on-site
