Overview Head of Product | Strategic Product Leader | Driving Scalable, Customer-Centric Solutions. We are seeking an experienced and visionary Senior Product Manager to shape and execute our Embedded Finance strategy, focusing on API-driven small business lending solutions that our partners can integrate into their platforms. This is a unique opportunity to build the future of business finance. You will drive a platform that redefines how Australian small businesses access the capital they need to grow, working with Lumi’s leadership to advance this new chapter. Who is Lumi? We’re a leading Fintech small business lender fueling growth by making finance more accessible. We deliver fast & flexible funding for Australian businesses, with over $1.5B funded since 2018 and support for 15,000 small businesses. We are trusted for our speed, high-quality service, and tailored approach. The Role Develop and champion a compelling product vision and strategy for our embedded finance offerings, focusing on products like working capital, business loans, and other SME credit solutions. Create, prioritise, and manage the Embedded Finance product roadmap, aligning with Lumi's core business objectives. Collaborate with engineering to design, build, and scale developer-centric lending APIs with a world-class developer experience. Understand the needs of our partners (e.g., SaaS platforms, marketplaces) and their end-users (small businesses) through research, data analysis, and direct engagement. Write clear product requirements, user stories, and specifications and work with cross-functional teams to ensure successful launches. Define and analyse KPIs to measure platform success and iterate rapidly based on feedback. Requirements Extensive product management experience, with significant focus on API-driven products, platforms, or developer tools. Experience in payments and/or B2B fintech/lending is a strong plus. Passion for building B2B platforms that empower other businesses and solving complex problems in challenging or regulated environments. Commercially minded with a strong focus on business outcomes. Strong technical acumen, including familiarity with API design and system architecture. Strategic mindset and exceptional communication skills across technical and non-technical audiences. Data-informed approach to decision-making. A strong network within the Australian Fintech and developer communities is desirable, but not essential. Our Values Egos at the door – We own. We don’t judge. We don’t blame. We are open. We are in this together. We are respectful. See the customer – We show up. We understand. We anticipate. We do what we say. We focus on solutions. Think lean – We make things simple. We are resourceful. We understand the problem. We think ahead. Learn to grow – We are curious. We challenge. We try. We fail forward. We learn. We try again. Perks & Benefits Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space Social & Food: Monthly lunches, celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions Career & Growth: Advancement opportunities, higher education sponsorship, hackathon How to Apply Please include a cover letter highlighting your most relevant experiences for this role, and attach it with your CV. You may also submit directly to carolina.anderson@lumi.com.au. Note: If you need adjustments for a fair recruitment process, please let us know when applying. J-18808-Ljbffr
