Responsible Manager (Australian Credit Licence) Sydney based | Senior leadership role | Competitive package (open to market) We are partnering with a fast growing Australian fintech lender operating in the consumer personal loans space to appoint a Responsible Manager (ACL) into a senior, cross functional leadership role. This is not a traditional compliance only appointment. The business is looking for a commercially minded Responsible Manager who can operate at the intersection of credit decisioning, underwriting, compliance, and growth. This role will sit directly across marketing, operations, and credit, and will report into the CEO/Managing Director. It is designed for someone who is comfortable being hands on in the business, not just setting frameworks from the side. About the role You will take ownership of Responsible Manager obligations under an Australian Credit Licence while also playing an active role in day to day lending operations. The business is scaling quickly, and this role is critical in ensuring strong credit quality and compliance while supporting high performing acquisition and conversion strategies. You will work closely with senior leadership, including marketing, to ensure that customer acquisition activity, funnels, and credit policies are fully aligned, compliant, and commercially effective. Key responsibilities Ensure compliance with the NCCP Act, National Credit Code, and ASIC Regulatory Guides Oversee responsible lending obligations and actively support credit assessment and loan decisioning processes Play a hands on role in underwriting policy application and portfolio quality oversight Maintain and strengthen compliance and risk frameworks across the lending lifecycle Support ASIC reporting, audits, and ongoing regulatory obligations Work closely with marketing and growth teams to ensure campaigns, funnels, and customer communications comply with RG 234 and DDO requirements Review products, credit policies, and customer journeys to ensure compliance while supporting conversion and growth Provide practical, operational guidance and training to internal teams across credit, operations, and marketing Act as a key Responsible Manager under the Australian Credit Licence About you Strong experience in consumer lending and credit environments Hands on exposure to credit assessment, underwriting, or loan decisioning (not just second line compliance) Prior experience as a Responsible Manager or similar senior role within an ACL environment Strong understanding of NCCP, ASIC regulatory requirements, and responsible lending obligations Comfortable working in a fast paced, high growth fintech or lending business Able to balance compliance requirements with commercial and customer outcomes Collaborative and practical, with a willingness to be deeply involved in day to day lending activity Location and package Sydney based Senior level remuneration, open and flexible for the right candidate Immediate hiring process with a view to move quickly for the right person Interested? Email Niamh.Proctor@coretalent.com.au with an up-to-date resume or click 'Apply Now'
