Are you currently handling AU mortgage files but looking for a long-term opportunity where you can grow professionally? We're hiring a Mortgage Credit Analyst who can independently assess, structure, and manage residential mortgage applications — including loan servicing responsibilities, which are a critical part of the business. This role offers real exposure, advancement potential, and a stable permanent WFH setup within a performance-driven environment. What You'll Be Responsible For Full credit assessment (income, servicing, LVR, risk review) PAYG & self-employed income analysis Reviewing financials, tax returns, and credit reports Preparing structured lender-ready submissions Lodging applications via ApplyOnline and LoanApp Managing lender conditions and approvals through to settlement Supporting post-settlement loan servicing Ensuring compliance with AU lending guidelines Minimum Requirements (Strict) 3 years Australian mortgage credit or senior loan processing experience Proven end-to-end file ownership Strong servicing calculation skills Hands-on ApplyOnline and LoanApp experience Philippines-based applicants only Comfortable working in a KPI-driven environment with time and activity tracking for performance transparency Work Environment This is a permanent work-from-home role operating on AU business hours. We maintain a structured, performance-based setup with clear KPIs and time tracking to ensure accountability, productivity, and team transparency. This environment is ideal for professionals who are disciplined, self-managed, and results-oriented. What We Offer ₱50,000-₱65,000 monthly 15 days Paid Time Off Prepaid HMO Performance-based bonus Permanent Work From Home AU Day Shift (Weekends Off) Long-term career growth and advancement opportunities