Senior Data Scientist - Credit & Behaviour Modelling This is a hands-on Senior Data Scientist role within a product-led fintech building consumer credit and payment products at scale. The role sits close to core product, credit, and portfolio decisions - not as a side analytics function. You'll own credit and behavioural models end-to-end: from data exploration and modelling through to production deployment, monitoring, and real portfolio impact. Salary: Up to $200k Super Location: Sydney or Melbourne (hybrid / remote supported) What You'll Be Doing Build, extend, and maintain credit and behavioural models used in production Own loan portfolio performance , including monitoring drift, stability, and outcomes Perform exploratory analysis and clear data visualisation for decision-making Partner closely with engineering to productionise models into a TypeScript-led backend Coach and mentor engineers and data scientists on data, modelling, and ML practices Technology Environment AWS (Airflow / MWAA) Python for analysis and modelling JavaScript / TypeScript in the product layer SQL for analytical workflows Optional but valuable: S3, Glue, Athena, IAM, SageMaker How This Role Actually Operates Reports directly to the CTO Small, high-trust team with real autonomy Data Science split across Melbourne , with CTO and core engineering in Sydney Models are expected to run in production , be monitored, and influence decisions Send me your CV, let's talk about it.
