A bit about us At Judo, we're more than just a business bank – we're pioneers in redefining business banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a challenger spirit, we're dedicated to revolutionising business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began in 2016 with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we've grown exponentially, establishing ourselves as one of the fastest-growing new banks globally, with 30 offices spanning the nation. At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say 'yes' when other banks say 'no', making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team. Our culture – come and join a multi-award-winning place to work We firmly believe that culture eats strategy for breakfast, lunch, and dinner and the most important investment we can make is in our people. Our Values of trust, teamwork, accountability and performance underpin the foundation of our culture. We're not your average bank. Judo was built from the ground up, with one purpose: to be the most trusted SME business bank in Australia. We made sure to cultivate a space where bureaucracy is left at the door - where our customers come first with relationships at the core of what we do. We aspire to think differently, inviting new ideas, and creating a space where everyone feels like they belong because we know that it's our unique differences that make us collectively stronger. We are thrilled to be externally recognised for our unique culture too! We were awarded the 1 ranking in LinkedIn’s Top Companies in Australia list as well as named in the AFR’s BOSS Best Places To Work list for 2 years in a row. We’re also super proud to be included in the 2024 HRD Australia 5-Star Employers of Choice list. Our people and our culture are truly our secret sauce. Job Description Now, about this role… As a Senior Analyst, Credit Assurance, you’ll play a key role in delivering Judo’s annual credit assurance plan. You’ll ensure that policy, processes, and regulations are correctly applied during loan originations, and provide valuable insights to the business to strengthen our credit risk management framework. If you love: Analysing credit portfolios and identifying areas for improvement Conducting deep-dive and thematic reviews to ensure risk settings and policies are robust Collaborating with business partners to drive change and share insights Working in a fast-paced, agile environment where your attention to detail makes a real difference Being part of a team that values trusted relationships and a hands-on approach Then this just might be… Your dream job: Delivering on Judo’s Credit Assurance annual plan through portfolio reviews and assurance activities Providing insights and recommendations to ensure policies and frameworks are operating effectively Coaching and guiding the first line relationships team to uplift credit quality and risk awareness Building and maintaining strong relationships with business partners and stakeholders Supporting continuous improvement in credit risk management and assurance processes Desired Skills and Experience A little bit about you… You thrive in a collaborative, high-performing team and have a passion for credit risk and assurance. You’re inquisitive, resilient, and bring a common-sense approach to complex problems. Minimum 5 years’ experience in financial services, ideally in business banking, credit, assurance, or related fields Strong understanding of business credit activities, SME business models, and associated risks Experience in end-to-end assurance reviews, including testing, sampling, and process review Excellent attention to detail and analytical skills Agile mindset with the ability to work independently and as part of a team Sound knowledge of regulatory and business banking lending environments Ability to assess risk appetite, policies, and procedures, and ensure adherence Strong relationship-building and stakeholder management skills Your life pre-Judo: Experience in credit risk, assurance, or business banking roles within financial services Exposure to SME lending and portfolio management Demonstrated ability to deliver assurance or audit activities in a regulated environment At Judo, our culture sets us apart: Our Values: Accountability: Make decisions and own them. Do what you say. Performance: Strive to improve each day, surpassing yesterday's achievements. Teamwork: We're not just a team; we're a champion team. Trust: The cornerstone of our purpose and relationships. We're seeking individuals who embody resilience, positivity, curiosity, hunger for success, adaptability, passion, courage, decisiveness, and a hands-on approach. What our team members say about us: Our people are empowered to make decisions, take ownership, and contribute to a collaborative environment. Bureaucracy is non-existent as we focus on collective success. At Judo, diversity isn't just valued; it's celebrated. We're committed to creating an inclusive environment where everyone thrives, making us collectively stronger. Our team works tirelessly towards our purpose while enjoying the journey of revolutionizing Australian SME business banking. Perks of joining us: Additional 2 weeks of leave annually (that’s 6-weeks per year!) Big life event leave Home office setup allowance Access to CU Health Flexible work options, embracing a true hybrid model. If this resonates with you, reach out - we'd love to hear from you. To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure, and management as outlined therein. Please no agencies! We maintain a preferred panel, and kindly request no unsolicited contact. We do not hold any responsibility for dispute over candidate ownership if you have not been engaged directly.